This is one of my favorite plans. No need for lab work. Answer three questions and get your policy approved the same day. This is available in amounts from 10,000 to 50,000 and premiums are very reasonable. Coverage is ideal for someone who may not be approved under more strict guidelines.

You can easily purchase up to 50,000 of 5 year term life insurance under this plan. This is ideal for a life insurance need where lowest price is first priority. Auto Owners Life Insurance Company is known for being reliable. A male under age 30 can buy 10,000 of life insurance for under $50.00 per year. There is no lab work, no physical exam needed.  Simplified term life insurance is a great way to cover a short term obligation.  Example:  Suppose you buy a new car for 20,000.  The car is financed.  Buy a 20,000 term life plan and you can gaurantee that loan will be paid.  This is term life insurance for people who don't have time for lab work and a lengthy underwriting period.  Get your coverage immediately if you qualify.