Insurance For The Property Manager

We offer a wide range of coverages for rental property. There are a number of important things to keep in mind when insuring rental property. Make sure you have coverage that covers as many things as possible. Don’t forget to get coverage for loss of rents.

We offer local service and because of our training we can advise you on how to maximize your rental dwelling insurance purchase by using your home owner policy for a discount.

Keeping your rental house well maintained can help prevent a claim. And, it can keep your insurance rates lower. When you buy a rental home policy try to get a dp3. That is the industry term for special risk and covers most perils. The dp1 on the other hand is very limited.

You may want to talk to your insurance company in advance if your tenant proposes any conditions that dramatically increase your risk. Some of these are trampoline, swimming pool, or dogs with a record of being aggressive.

Contact us for a proposal. We will help you make sure your rental policy provides the best value at the best price.  One of the best things you can do is manage your property.  Don't let tree limbs hang over the house.  Trim them back.  Keep gutters clean.  Water can rot the soffit wood and cause major damage later.  Owning rental property can be a good investment if it is well managed.